IntermediateUpdated 2026-02-25

Transformer Sizing Guide: kVA, Impedance & NEC Rules

Size transformers correctly — kVA calculation, impedance effects, NEC 450 overcurrent protection, ventilation requirements, and common sizing errors.

Quick Answer

Transformer kVA = total connected VA / demand factor. For primary overcurrent protection per NEC 450.3: transformers >9A secondary use max 125% protection. Size primary conductors at 125% of primary FLC. Size secondary conductors at 125% of secondary FLC. Standard sizes: 15, 25, 37.5, 45, 50, 75, 100, 112.5, 150, 225, 300, 500, 750, 1000 kVA.

kVA Sizing

Step 1: Calculate total connected load in VA. Step 2: Apply demand factors per NEC 220 or engineering analysis. Step 3: Select the next standard kVA size that meets or exceeds the demand load.

Standard three-phase dry-type transformer sizes: 15, 30, 45, 75, 112.5, 150, 225, 300, 500, 750, 1000 kVA. For single-phase: 15, 25, 37.5, 50, 75, 100, 167, 250 kVA.

Example: 80 kVA calculated demand load → select 112.5 kVA transformer. Provides 40% growth capacity. Never size transformers below the calculated demand — typical practice is 20-40% spare capacity.

Primary and Secondary Current

Three-Phase: I = kVA × 1000 / (V × √3). Single-Phase: I = kVA × 1000 / V.

Example: 225 kVA, 480V primary, 208/120V secondary. Primary FLC = 225,000 / (480 × 1.732) = 270.6A. Secondary FLC = 225,000 / (208 × 1.732) = 624.7A.

These currents are used for sizing conductors (at 125%), overcurrent protection, and upstream circuit breaker selection.

Impedance and Its Effects

Transformer impedance (%Z) determines available fault current on the secondary. Lower impedance = higher available fault current = higher AIC requirements for downstream equipment.

Typical %Z values: <500 kVA = 2-5.75%, 500-2500 kVA = 5.75%, >2500 kVA = 6.5%. The industry standard for commercial/industrial is 5.75%.

Fault current: Isc = (kVA × 1000) / (V_secondary × √3 × %Z/100). Example: 500 kVA, 208V, 5.75%Z → Isc = 500,000 / (208 × 1.732 × 0.0575) = 24,148A. All downstream equipment requires ≥ 25 kAIC rating.

Low-impedance transformers (2-3%Z) provide better voltage regulation under load but produce dangerously high fault currents. High-impedance transformers (5.75%+) limit fault current but have worse voltage regulation.

NEC 450.3 Overcurrent Protection

Transformers with primary over 9A: primary protection max 125% of primary FLC. If 125% doesn't correspond to a standard size, the next higher standard size is permitted.

Transformers with primary 9A or less: primary protection max 167% of primary FLC.

Transformers with primary 2A or less: primary protection max 300% of primary FLC.

Secondary protection is NOT required if primary protection is provided per Table 450.3(B), and the transformer impedance is ≤ 6%. Otherwise, secondary protection at max 125% of secondary FLC is required.

NEC 450.9 requires ventilation for all transformer installations. Dry-type transformers need adequate air circulation — typical requirement: 100 CFM per kW of transformer losses. Minimum clearance from walls: 12 inches for transformers up to 112.5 kVA, 3 feet for larger units.

Common Mistakes to Avoid

Undersizing for harmonics — Non-linear loads (VFDs, LED drivers, computers) generate harmonic currents that increase transformer heating without proportionally increasing kVA meter readings. K-rated transformers (K-4, K-13, K-20) are designed for harmonic loading.

Forgetting derating for altitude or temperature — Standard transformer ratings assume 40°C ambient at ≤ 3,300 feet elevation. Above 3,300 feet, derate capacity by 0.3% per 330 feet. Above 40°C ambient, derate per manufacturer specifications.

Using NEC Table 310.16 for transformer conductors — Transformer secondary conductors must be sized per NEC 240.21(C), which has specific tap rules with distance limitations. These rules differ from standard feeder sizing.

Not marking available fault current — NEC 110.24 requires field-marking of available fault current at service equipment downstream of transformers.

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Related Guides

Frequently Asked Questions

What size transformer for 100A service?

For 100A at 208V three-phase: kVA = 100 × 208 × 1.732 / 1000 = 36 kVA demand → select 45 kVA transformer. For 100A at 480V three-phase: kVA = 100 × 480 × 1.732 / 1000 = 83.1 kVA → select 112.5 kVA transformer.

What is a K-rated transformer?

K-rated transformers are designed to handle harmonic current loading without overheating. K-4 handles moderate harmonics (mixed linear/non-linear loads), K-13 handles heavy harmonics (mostly computers/LED lighting), K-20 handles severe harmonics (data centers, UPS systems). Standard transformers may overheat with >15% non-linear load.

Can I parallel transformers?

Yes, but with strict requirements: same kVA rating, same impedance (%Z within 7.5%), same voltage ratio, same phase angle (same winding configuration), and compatible cooling. Paralleling increases capacity and provides redundancy but complicates fault current calculations.

NEC References

  • NEC 450 — Transformers and Transformer Vaults
  • NEC Table 450.3(B) — Transformer Overcurrent Protection
  • NEC 450.9 — Ventilation Requirements
  • NEC 240.21(C) — Transformer Secondary Conductor Tap Rules

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